DIY Credit Dispute Software — Built for People Who Want Control
Choose the plan that fits your needs. All plans give you the tools to generate, track, and manage your own credit disputes — you stay in control of the process.
Software platform You control the process Cancel anytimeAll plans provide access to software tools only. Users control and manage their own disputes.
We do not guarantee credit score increases or outcomes. You have the right to dispute credit report errors directly with the bureaus at no cost. See our full disclosure.
Built for users who want more clarity and control
See what's actually on your 3-bureau credit report, item by item. Step-by-step guidance through each dispute round. One place to review, organize and track every dispute and result.Try it with a 3-day full refund
Not the right fit? Cancel within 3 business days of subscribing and we'll refund your subscription payment in full. After that, cancel anytime to stop future charges.
Starter
Everything you need to generate and manage your own credit disputes.
$39/month AI-written dispute letters Access pre-written templates Collection, late payment, inquiry, bankruptcy & tax lien letters Track your disputes and record results Download & print letters All 3 bureau support (Equifax, Experian, TransUnion) Personal dispute dashboard 🛠 Software Platform — You're In ControlTools to build and manage your own disputes. You control when letters are generated, downloaded, and mailed.
Secure Stripe Checkout Instant Access Cancel Anytime No Long-Term ContractsSubscription software. You're charged $39 today and $39 every month until you cancel. Cancel anytime in Billing to stop future charges; cancel within 3 business days for a full refund. You submit and manage your own disputes.
Most PopularPro
Advanced tools for users who want bulk power and AI-driven dispute strategies.
$79/month Everything in Starter Bulk letter generation Advanced dispute strategies AI dispute suggestions Full template library Priority email support 🛠 Software Platform — You're In ControlTools to build and manage your own disputes. You control when letters are generated, downloaded, and mailed.
Secure Stripe Checkout Instant Access Cancel Anytime No Long-Term ContractsSubscription software. You're charged $79 today and $79 every month until you cancel. Cancel anytime in Billing to stop future charges; cancel within 3 business days for a full refund. You submit and manage your own disputes.
Scale FasterBusiness
For pros and agencies managing disputes for multiple clients.
$129/month Everything in Pro 100 clients included, +20 for $10/mo Bulk print Batch mailing via API (user-triggered, postage per letter) Team access Zapier integration Branded client invites & portal 🛠 Software Platform — You're In ControlTools to build and manage your own disputes. You control when letters are generated, downloaded, and mailed.
Secure Stripe Checkout Instant Access Cancel Anytime No Long-Term ContractsSubscription software. You're charged $129 today and $129 every month until you cancel. Cancel anytime in Billing to stop future charges; cancel within 3 business days for a full refund. You submit and manage your own disputes.
Compare Plans at a Glance
See what each plan includes.
| Features | Starter | Pro | Business |
|---|---|---|---|
| AI-written dispute letters | |||
| Pre-written templates | |||
| Personal credit dashboard | |||
| Bulk letter generation | — | ||
| AI dispute suggestions & advanced strategies | — | ||
| Priority email support | — | ||
| Client management, team access & Zapier | — | — |
Built for DIY users
Start with a plan that helps you repair your own credit with AI guidance and structured workflows.
Ready for business
Upgrade into a system that helps you organize, manage, and grow as you begin helping other people.
AI-powered advantage
Smarter than generic tools — highlighting automation and guided analysis at every step.
Simple monthly pricing
One flat monthly price per plan. Upgrade, downgrade or cancel anytime from your Billing page.
Platform Access Includes:
- • Dispute letter generation tools
- • Dispute tracking dashboard
- • Secure document organization
- • Strategy guidance resources
- • Client portal access
Plans are software subscriptions. We don't contact the credit bureaus or creditors for you — you choose what to dispute and when to send it. Your plan renews automatically each month at the price shown until you cancel.
Cancellation & Refunds
You may cancel without penalty or obligation before midnight of the third (3rd) business day after you subscribe, and we'll refund your subscription payment in full.
After that, you can cancel anytime from your Billing page. Cancelling stops all future charges.
One-time digital products are delivered instantly and are non-refundable once accessed. See our Terms.
Clear Plans. Stronger Positioning. Better Upgrades.
Separates DIY users from business users without losing either audience.
Creates a natural upgrade path from personal credit repair into business growth.
Supports SEO around credit repair software pricing and DIY credit repair tools.
Makes the platform feel bigger, clearer, and more valuable than a basic software tool.
Need help choosing the right plan?
Start with the plan that matches where you are today. You can always upgrade later as your goals grow.
Frequently Asked Questions
Common questions to help improve trust and answer objections.
Is this for people fixing their own credit or for businesses?
Both. Restore Your Credit is designed for DIY credit repair users and also for people who want to grow into helping clients using the same platform.
Can I upgrade later?
Yes. You can start with a personal plan and upgrade later if you want business tools and client management features.
Does this guarantee removals?
No. No platform can legally guarantee removals. Credit repair depends on the accuracy, age, and verification of items on a credit report.
Why is this different from other credit repair software?
Most platforms force users into one lane. Restore Your Credit is built to support DIY users, software users, and future business owners in one ecosystem.
Choose the Plan That Fits Your Next Move
Whether you want to fix your own credit or grow into a credit repair business, this pricing structure is designed to move with you.
Results vary based on individual credit profile and creditor reporting practices. We do not guarantee credit score increases, item removals, or specific outcomes.
Common Questions
Do I need experience?
No — the platform provides guided tools and educational resources.
Is this done for me?
No — you stay in control while the platform provides software tools and guidance.
Are results guaranteed?
No — outcomes depend on your individual credit profile, credit bureau review, furnisher responses, and other factors.
Can I dispute on my own for free?
Yes — consumers can dispute inaccurate information directly with credit bureaus at no cost. RestoreYourCredit helps organize and simplify the process.
Trusted & Compliant
DIY dispute software with consumer-protection disclosures built in
FCRA-Based Disputes
Built on your federal rights
Secure Client Portal
Encrypted in transit & at rest
Real Dispute Automation
Not Manual Guesswork
No Long-Term Contracts
Cancel Anytime
Software Disclosure: RestoreYourCredit provides software tools and educational resources. This is not a credit repair service.
We do not guarantee credit score increases, item removals, approvals, or any specific outcomes.
Consumers have the right to dispute inaccurate information directly with credit bureaus at no cost.
Results vary based on individual credit profiles and third-party responses. See our full legal disclosures.